Income Goal Tool

What it is: How much money you want each month.

Why it matters: Higher monthly goals need more invested capital.

Example: $3,000 per month

What it is: The rule used to estimate required capital.

Why it matters: SWR is conservative, return mode is a simpler estimate.

Example: SWR at 4%

What it is: The percent of your portfolio you withdraw each year.

Why it matters: A lower withdrawal rate means you need more capital.

Example: 4%