Future Value Tool

What it is: Money you already have invested now.

Why it matters: This balance has the most time to grow.

Example: $10,000

What it is: Money you add each week or month.

Why it matters: Regular adds can matter even more than your starting money.

Example: $500

What it is: How often you add contributions.

Why it matters: More frequent adding can slightly improve compounding.

Example: Monthly

What it is: How long your plan runs.

Why it matters: Longer time gives compounding more power.

Example: 10 years

What it is: Your yearly growth assumption in percent.

Why it matters: Higher return assumptions increase future value estimates.

Example: 7%